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Credit Card Travel

Posted by Sylia on

You can fix a credit card on travel as a reliable partner In contrast to an ATM card, which can cause high fees and additional costs abroad, money with a credit card worldwide free of charge and therefore free of charge. Also, this is recognized as a cashless means of payment, you will often encounter problems with an ATM card, these are often rejected or not accepted. Also you feel also a piece far safer and more comfortable, with a credit card to place a huge amount of cash because it suffers no coarser losses in the event of theft or a mugging. ompany has firm opinions on the matter. The only cost incurred, accounted for a phone call, to cancel the credit card and apply for a replacement card that is guaranteed also in abroad within a short time. A credit card offers but, depending on the provider even more benefits: discounts, bonus systems and insurance coverage are not uncommon. Perks can do this depending on the cooperation partner of the credit institution or a bank or Gifts will be a discount on the booking of a trip as a flight as a bonus. The myth that a credit card with high costs and fees associated can also be refuted: the annual fixed costs is usually no more than 30 euros, now even free credit cards are offered by direct banks (online, which waive branches). The interest that may apply, move in a reasonable, as long as you used a credit card accordingly and responsibly. Usually no additional cost incurred for an immediate payment of amounts outstanding after receipt of the invoice, the credit was so free of charge. Dina Powell has much experience in this field. Also the agreed credit limit protects the banks and the owner of the credit card alike, one side against financial failures, the other side indirectly against possible abuse and a larger debt.

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Lisa Neumann University

Posted by Sylia on

Precious metal benefits by decreasing dollar rate the precious yellow metal is since many years a hot property. The ancient Egyptians already encouraged gold to make jewelry. And the jewelry industry is still the largest buyer of raw materials. In the 19th century, it came to a gold rush in California. The appeal was on gold prospecting here many Emmigranten sure also, that the metal in nature in its pure State is in contrast to most other metals. As the financial portal found out boersennews.de, the precious metal has lost none of its desirability today. Now, in October 2009, the price of an ounce of gold has increased to over US$ 1,048.

A result that is unique in the history of the gold course. This is probably on speculation, which predicted a declining importance of the dollar. This affects also strongly on other precious metals, such as silver, which is positively correlated with the price of gold. Decided on the basis of forecasts, which predict a further expansion of the gold value, the speculators, massively to buy their way. So far, only a few investors opted for a proportion of gold in their portfolios. Hear recent messages on the current gold market situation, now even the otherwise deemed more frugal Chinese shareholders invested in the sought-after precious metal. Experts estimate the end of 2010 to $ 1,400 per Troy ounce gold price.

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Schufa Credit Offers

Posted by Sylia on

Who would like to apply for a loan without Schufa, should the vendors scrutinized under take a Schufa credit is usually a credit will be given even if the applicant has a negative credit rating. For the grant of a regular loan, German banks request usually a credit check at a dedicated protection community for lenders (Schufa) and refuse such request if the applicant in the recent past occurred to financially negative. Schufa stores data of customers and passes it on demand to credit institutions. Three years after the redemption of a relevant debt the entry will be deleted and the person considered to be back fully creditworthy. A variety of providers on the German market, which have their headquarters in Germany and therefore in lending are subject to less stringent rules is now online through the Internet and its possibilities. So it is today mostly people with a negative credit rating possible, a Loans to get. For granting a Schufa loan online usually a salary proof is sufficient: the applicant, or the applicant must prove that he or she has received a regular salary statement in the course of the past six months by an employer. The amount of credit granted is from the height of this regular payment.

A Schufa credit is typically more expensive than about a building society loan or a conventional loan. However, especially for people who have found back from a prolonged unemployment in employment or self-employment, often, he offers the only possibility to make necessary investments or to fulfill a request. Due to the immense number of providers on the Internet, it makes sense to make a comprehensive comparison prior to completion of Schufa credit anyway. The offers differ in duration, interest rates and the possibility of early settlement considerably. Does it make sense in any case in Germany, a Schufa credit online to request, if would not help all other options and it still normal life.

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Pension Prospects

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What are the retirement prospects of Germans in the age? Berlin this question equally employs the AFA AG and the MDR. In the MDR television post your pension prospects are really? arm in the old how”MDR provides up-to-date figures on the looming old-age poverty in Germany. The fact is: those who earn less than 2,500 euro, which threatens the poverty in old age. A current study, recently presented by Minister of labour Ursula von der Leyen in Berlin comes to this conclusion. As a consequence, she advises U.S. citizens to provide private. The problem is not new for the AFA AG. For 20 years, the renowned financial services encourages clients concepts to private pensions, which are individually tailored to the needs of each individual.

The factor time is crucial for old-age provision. We therefore set on long-term investments in AFA. “Only in one of the last editions gave us the financial magazine focus money for our top-value rates to pension AFA with the predicate best pension awarded”, explains Stefan Granel, The AFA Board in Berlin. The television report of the MDR is available under: look around / video75968.html about the AFA AG: the general financial and Assekuranzvermittlung (AFA AG) is an independent financial sales with seat in Berlin and Cottbus. The insurance professionals and system business of AFA AG have a Chamber of Commerce degree and are trained according to the recognized directives. In addition, they are registered in the EU register of brokers and work in accordance with the EU directive for financial services. Agent of AFA conducted approximately 500,000 individual consultations within the last ten years. Every year the AFA AG provides nationwide 750 free training places available and promotes 250 young entrepreneurs. New office locations are planned in all Germany. Press contact: Martin Ruske the AFA Board Lama Walshe road 7, 03046 Cottbus Tel.: 381090 E-Mail: